As more adults enter their 60s and beyond, many do so without a spouse, partner, children or close family members. These people, often called “solo agers,” face special challenges when planning for the future. From making critical healthcare decisions to ensuring social connection and emotional support, solo aging requires thoughtful, proactive retirement planning.
Life Plan Communities provide a complete solution for people planning to age alone in the United States. These communities help older adults live independently as they age. They offer home maintenance, care services, social activities, and financial stability. One such community, The Winsberg at Green Cay, opening in late 2027 in Boynton Beach, Florida, will be ideal for solo agers looking to thrive in retirement.
What Is a Life Plan Community?
Also known as Continuing Care Retirement Communities (CCRCs), Life Plan Communities offer multiple levels of care – typically including independent living, assisted living, memory support, and skilled nursing.
For solo agers, Life Plan Communities offer built-in support systems and safety nets, from helpful 24/7 access to care to robust wellness programs. The lifestyle is intentionally designed to reduce stress and empower residents to live independently while knowing help is available if and when needed.
The Benefits of Life Plan Communities for Solo Agers
While solo aging brings freedom and self-reliance, it also comes with unique considerations, from navigating healthcare alone to building a strong support system. Life Plan Communities are uniquely suited to meet these needs, offering a secure and enriching environment that empowers solo agers to live fully, independently, and confidently. Read below to find out how.
- Built-In Social Network
One of the biggest concerns for solo agers is isolation. One of the most advantageous benefits of Life Plan Communities is a built-in social network. These vibrant communities are intentionally designed to cultivate connection and community. Whether through clubs, classes, social events or shared meals, people who live in these communities have countless opportunities to build meaningful relationships.
A strong social network not only enhances quality of life but also provides critical emotional support. For solo agers, this built-in community can become a surrogate family – a consistent source of companionship and engagement.
- Comprehensive Health and Wellness Support
Staying healthy and physically active is key to aging well. Life Plan Communities offer proactive healthcare and personalized wellness programs. Fitness classes, nutritional counseling, and preventative screenings are often part of the standard offerings.
This comprehensive approach to wellness gives solo agers confidence that their health needs are being monitored and met, removing the burden of managing them alone.
- Maintenance-Free Living
Solo agers often shoulder all the responsibilities of homeownership themselves. Life Plan Communities eliminate that burden with maintenance-free living. The community’s staff handles home repairs, landscaping, housekeeping, and daily tasks.
This frees up time and energy for what matters most: hobbies, friendships, and personal fulfillment. Maintenance-free living supports independence by removing daily stressors and physical demands.
- Financial Predictability and Security
Financial planning becomes even more important when you’re managing everything on your own. Life Plan Communities offer cost predictability through entrance fees and ongoing monthly services. This model helps residents budget more accurately for long-term care, housing, and lifestyle expenses.
For solo agers, this financial predictability and security provide peace of mind. Without dependents to assist with decision-making or emergency planning, knowing what to expect financially is empowering and stabilizing.
Proactive Steps for Solo Agers: Planning for the Future
Aging independently doesn’t mean going it alone – it means taking thoughtful, proactive steps to ensure the future you envision becomes a reality. For solo agers, early planning is especially important. From legal safeguards to building a trusted support network, these preparations can help maintain control, provide peace of mind, and lay the foundation for a fulfilling, worry-free retirement.
- Planning Early
One of the most important things adults ages 60 and over, including solo agers, can do is start planning early. Making thoughtful choices while still healthy and independent ensures your future aligns with your wishes. This includes touring Life Plan Communities and senior living communities, reviewing financial options, and speaking with professionals who can assist in long-term care planning. - Making Legal Preparations
Planning ahead isn’t just about peace of mind – it’s about protecting your future, making financial decisions, and ensuring your voice is heard, even if you’re not able to speak for yourself. For solo agers, having the right legal framework is critical to controlling care decisions, finances, and end-of-life wishes. Secure your future with essential legal documents, including:
- Healthcare Proxy – Designates someone to make medical decisions on your behalf
- Power of Attorney – Grants authority for someone to manage your finances
- Living Will – Outlines preferences for medical care and interventions
- Estate Planning Tools – Determines how your assets will be distributed
- HIPAA Authorization Forms – Allows designated individuals to access your medical information
These documents are critical for ensuring autonomy and protecting your interests, particularly if you’re navigating care decisions without immediate family. Many solo agers also benefit from establishing a “care committee” of trusted friends, professionals or fiduciaries who can step in when needed.
- Building a Support Network
Whether it’s family, friends, neighbors or professionals, every solo ager needs a strong support system. Community centers, faith groups, clubs, and volunteer organizations can be valuable places to build connections.
In a Life Plan Community, that network is built into daily life. Older adults living in these vibrant communities often form close bonds and look out for one another, creating a sense of safety and belonging that is difficult to replicate outside of a planned setting.
Why The Winsberg Is Perfect for Solo Agers
Opening in late 2027, The Winsberg will be a Life Plan Community tailored to meet the needs of today’s independent older adults. Located in beautiful Boynton Beach, FL, The Winsberg will offer luxurious amenities, a rich array of wellness programs, and a vibrant social calendar – all within a secure and maintenance-free environment.
For solo agers, The Winsberg will provide everything needed to thrive, such as:
- Luxurious, Maintenance-Free Residences: Thoughtfully designed for aging in place, with modern amenities and accessibility features
- Thoughtfully Curated Social and Wellness Programs: Activities and state-of-the-art spaces designed to foster connections and promote health
- Financial Predictability Through a Type B Contract: Offering discounted rates on healthcare services when needed
- Lifelong Learning Opportunities: Partnerships with educational institutions and cultural organizations
- Pet-Friendly Accommodations: Recognizing the importance of animal companionship for many solo agers
Plan Ahead for Peace of Mind
At The Winsberg, we will offer the perfect environment for solo agers to live fully and confidently. With maintenance-free living, proactive wellness support, and a welcoming community, you can enjoy the freedom of independence while securing your future.
Plan ahead and ensure a fulfilling, worry-free retirement. Contact us today to learn more about how The Winsberg can be your ideal home for the years to come.